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How to Think Like a Millionaire

Myka Raymundo by Myka Raymundo
February 24, 2021
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Have you ever wondered what you would do when you’ve become rich? Do you see yourself living in a ridiculously big house? Wearing designer clothes and driving the most expensive luxury car? If so, then you’re thinking like a millionaire.

In this post, we run through some habits that rich people have that help them keep their millionaire status. If you ever want to become one of them, here are some tips you can start adopting into your own lifestyle:

Don’t dress the part

Real rich people don’t look rich. In fact, most of today’s millionaires wear the simplest clothes, drive the cheapest cars, and even live in modest homes. Just think about how Mark Zuckerberg wears the same clothes every day. And he’s not even a Millionaire but a Billionaire – with a “B“!

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While non-rich people try so hard to dress to impress, rich people tend to follow a frugal lifestyle. That’s because they simply don’t like wasting money on unnecessary things, like status symbols.

This doesn’t mean that you shouldn’t buy yourself decent clothes. But before you go on a shopping spree, think hard about whether you really need those clothes or they’re something you can live without. You also need to ask yourself whether what you’re about to purchase will help “make or break” your savings.

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Write down your ideas

Another habit millionaires have is taking notes of ideas about how to drive more income into their wallets regardless of how silly or useless they seem.

Make it a habit to bring a pen and a notebook or planner with you wherever you go. You’ll never when ideas will come to your head. Ideas can come even when you’re just watching TV, walking in the park, or just watching strangers walk by.

Jot down all your ideas without thinking too much about whether they’re doable or not. Besides, you’ll never whether an idea will work unless you try it. And you can always take time to plan your moves when you’re ready to take your ideas a step further.

Use your credit wisely

As mentioned above, the wealthiest people in the world tend to live a frugal life. They don’t like wasting too much money on unnecessarily expensive products. You might not believe it, but there are actually rich people who actually love using coupons when they buy in stores.

Rich people use credit sparingly to keep their loans under control. So, if you want to think like a real millionaire, think about how you can take control of your finances. Start by controlling your spending by not buying unnecessary things.

Save before you spend

One misconception Filipinos having about saving up is that they think the only time they can set aside money for savings is when there’s extra money left after their expenditures.

When in fact, money allotted for savings should be set aside before spending anything. A good way to implement this is by making your Savings part of your regular budget. Treat it like a bill that you need to pay on time.

Believe that you are a millionaire

If you really want to be a millionaire, then start believing that you are one. Once you do, it can help boost your mindset so you can start adopting the millionaire’s lifestyle.

When you think the way a real millionaire does, you’ll stop focusing and wasting money on status symbols. You’ll stop shopping for things you don’t really need. You’ll start prioritizing saving up so you can build more and more wealth in your bank account.

Feeling like a millionaire yet?

Do you feel like you’re ready to adopt the lifestyle and habits in this article? Are you ready to shed the beliefs you once had about how rich people look, think, and behave? Are you ready to stop caring about status symbols, and fancy clothes so you can start saving up for things that can help build up your wealth?

If your answer is yes, then congratulations! You’re well on your way to cultivating a real millionaire’s mindset. You are now ready to take your life to the next level. Keep it up and see you at the top!

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Myka Raymundo

Myka Raymundo

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